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Home > Credit Cards for Bad Credit

Credit Cards for People with Bad Credit
The following credit card offers are recommended for people with bad credit, poor credit, and in some cases, no credit history. They may be able to help build, rebuild, or re-establish your credit history if you make on time minimum payments with all of your creditors and maintain your account balances below the credit limits. Compare the credit card offers below and apply now online for a secured or unsecured credit card. NOTE: Some of the products issued below are unsecured, fee-based products.

Orchard Bank® Classic MasterCards

Acceptance at millions of locations worldwide, including website purchases and reservations
Your account information is updated and at your fingertips 24/7 so you can manage it your way
Email and text messages to remind you of your upcoming payment due date with online enrollment
On-call customer service representatives to assist you with questions or concerns


More Information	Apply Now

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
N/A	N/A	7.90%-24.90%*	See Website*	Yes	Fair Credit OK

New Millennium Bank Secured Platinum Visa® or MasterCard®

Reports to ALL 3 Bureaus
No Credit Check
Be Approved Regardless of Credit History
Special High Introductory Savings Rate
Bonus $3,000 credit line with My Computer Club


More Information	Apply Now

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
N/A	N/A	19.5%*	$59	N/A	Bad Credit OK

My Credit Card Finder

Free, No Obligations
Compare up to 10 credit card offers in seconds
Offers for any credit history
Low interest cards
Rewards credit cards for any credit history
Find just the right credit card
Fast and Easy
Finding just the right credit card has never been easier


More Information	Apply Now

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
Offers Vary	Offers Vary	Offers Vary	Offers Vary	Offers Vary	Bad Credit OK

First Option MasterCard®

No Credit Check
Approved Regardless of Credit History*
Credit limits up to $5,000.00
Reports to All 3 Bureaus


More Information	Apply Now

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
N/A	N/A	19.5%	$59	No	Bad Credit OK

Next Millennium Black MasterCard®

No credit check*
Approved regardless of credit history
Secured credit limit of up to $5,000.00
Get cash at over 740,000 ATMs
Accepted wherever MasterCard® is accepted


More Information	Apply Now

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
N/A	N/A	19.5%	$59	No	Bad Credit OK

Public Savings Bank Secured Black Card

0% APR on purchases for 6 months
No annual or monthly fees
Reports to all 3 credit bureaus
No minimum credit score, no income/employment verifications
25 day grace period
Use the card everywhere you see the Visa® logo
Lifetime credit limits up to $10,000
Free fraud protection against unauthorized use
No penalty APR for late payments


More Information	Apply Now

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0% on purchases	6 Months	11.24%*	None*	N/A	Bad Credit OK

NMB Secured Black Diamond Visa® or Mastercard®

Approved regardless of credit history
Credit limits up to $10,000*
Reports to all 3 bureaus
Get cash at over 740,000 ATMs
No credit check


More Information	Apply Now

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
N/A	N/A	19.5%*	$59	N/A	Bad Credit OK

First Option Visa®

Get a REAL Visa® Credit Card
Up to $5,000.00 Secured Line of Credit
Be Approved Regardless of Credit History or Income
Guaranteed Approval


More Information	Apply Now

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
N/A	N/A	19.5%	$59	No	Bad Credit OK

MyFreedomCreditCards

Find a credit card that matches your needs
Simple, Fast and Free credit card search
Simple Application. Free Search. Fast Results.
A free and easy way to find a credit card


More Information	Apply Now

Horizon Gold Credit Card

Guaranteed Approval
Bad Credit Accepted
No Employment Check
Reports to a Major Bureau


More Information	Apply Now

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
N/A	N/A	N/A	N/A	N/A	Bad Credit OK

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*See the online credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the “Apply Here" button, you can review the credit card terms and conditions on the credit card issuers website.

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