Why is Credit Scoring used?

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Home > Credit Center > Why is Credit Scoring used?

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	Why is Credit Scoring used?
	Why is Credit Scoring used? Credit scoring is based on real data and statistics, with this said, it usually far more reliable than subjective or other judgmental methods of determining a credit loan borrowers credit score value. Credit scoring treats all applicants objectively and judgmental scoring methods typically rely on criteria that are not systematically tested and can vary when applied to different credit loan borrowers and can be subjective.
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